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    Silver-Gray Hair


    in Financial Tips

    By Efren Ll. Cruz, RFP     The world our parents were born in is very different from the world of today. When they weren’t being assailed by widespread war, they were somehow managing to live ordinary lives not so different from ours–but without the modern conveniences of aircons, refrigerators, washing machines, cars, telephones, computers, the […]

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    Very Superstitious


    in Financial Tips

    By Efren Ll. Cruz, RFP   The brain cannot resist interpreting the world around it. The more the brain feels that it has no control over things, the more it wants to find order and structure in the world. And sometimes when it is stumped, it resorts to a weird habit of creating and believing in […]

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    En Route to Recovery


    in Financial Tips

    By Marla C. Rama     After a series of tests and consultations, Melanie (not her real name) had the shock of her life when she was advised to undergo surgery to remove the cyst in her abdomen. Fear and anxiety started to creep in as she started thinking about the expenses the surgery and other […]

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    Doctor, Doctor, I am Sick…


    in Financial Tips

    By Marla C. Rama     Nowadays, many people avoid doctors and hospitals, and just resort to self-medication because of expensive consultation and treatment costs.  How about you?  If you don’t feel well, wouldn’t it be comforting to know your specific illness and get the right medication immediately so that it doesn’t get worse?  Do not […]

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    Take it to the Bank


    in Financial Tips

    By Efren Ll. Cruz, RFP     My consulting and financial literacy work has at times taken me to some of the country’s poorest provinces. I have encountered many good, honest, hardworking people who still fall prey to one of our culture’s more enduring traditions: preparing extravagant food during fiestas, even if it breaks the bank. […]

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    How to BEAT the Price Volatility in the Stock Market!


    in Financial Tips

    By Karlos Miguel Gonzales The stock market is a different type of investment vehicle. You can earn generous returns, but you can also lose as much. Because of this, ordinary Pinoys are very anxious in putting their money in the stock market, even if we all know, this is the best place to make your money […]

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    The Trick to the Treat


    in Financial Tips

    By Efren Ll. Cruz, RFP     It was fun being given a birthday party by your parents when you were still a dependent. And it is still fun to host your own birthday party now that you are all grown up and earning for yourself.   Not treating others on your birthday is difficult because […]

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    May “Forever” ang volatility sa stock market…


    in Financial Tips

    By Karlos Miguel Gonzales   But this should not prevent you from investing in the stock market to achieve your future dreams!   We all know that investing in the stock market is one of the best places where you can make your money work for you.  It gives you returns which you will not earn […]

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    The Pasalubong


    in Financial Tips

    By Efren Ll. Cruz, RFP     “Pasalubong” comes from the root word salubong, which means to meet or greet. The prefix “pa” when added to “salubong” means something with which to meet or greet another person.   Some say that the pasalubong has Chinese origins. It is said that Chinese traders brought gift items unique […]

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    How Safe is Your ATM?


    in Financial Tips

    By Efren Ll. Cruz, RFP     There is a lot of misinformation floating around about money. One of them is that ATMs are not safe because there are unsavory people out there trying to steal your information. While some people have reported their ATM accounts being skimmed, scammed, phished, and hacked, ATM machines are still […]

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